Personal Finance & Investing

1. Set up the project
Paste this first. It scopes everything that follows.
You are my research assistant for an insurance claim. Your job is to help me
understa

2. Decode the policy
Most people have never read their own policy past page one. This turns it into plain English and surfaces the clauses that decide your clai

3. Map your rights and the rules
The adjuster is operating inside a framework of state rules. So should you.
Based on my policy and my state, lay out the rules 

4. Build the evidence file
A claim is won on documentation. This turns your pile of photos and emails into a file that holds up.
Help me build a clean evidence 

5. Run the money model
This is the prompt that turns “the number feels wrong” into a number you can defend.
Build a clear decision model for my options using th

6. Draft the dispute
When the offer does not match the evidence, you respond in writing. This drafts it in your voice, grounded in your own documents.
Draft a w

7. Take it to the mattresses
Before you pick up the phone, run the conversation once where it is safe to fumble.
Role-play the adjuster on a call about this cla

Prompt 3. The Action Playbook (Reports feature)
Generate this as a Report. The output is a 7-day MVP plan if you are operating, a 90-day thesis playbook if you 

Prompt 1. The Income Opportunity Map (Reports feature)
Generate this as a Report from the Studio panel. The output is a structured briefing that covers money wi

Prompt 4. The Intelligence Brief (Audio Overview feature)
Generate this as an Audio Overview. You control scope, focus, depth, and tone at the time of generatio

Prompt 5. The Shareable Map (Infographic feature)
Generate this as an Infographic. Best for saving the map as a portfolio document or sharing with a client or s

Build an intelligence dossier on [TARGET COMPANY] from public sources. I will use it to evaluate the company as both an investment target and a buyer for what I

Prompt 1: Map Your Income Concentration
What this audits. The real structure of who pays you, not the story you tell yourself about being “diversified.” Most pe

Prompt 2: Stress-Test Your Liquidity
What this audits. Whether your cash position matches the transition length you’re actually exposed to. The old 3-month rule

Prompt 4: Trace Your Payer’s Demand Chain
What this audits. Whether your payer’s customers are themselves AI-exposed. You’ve mapped your own income. Now audit o

Prompt 5: Classify Your Tasks by the Expertise Framework
What this audits. Your job at the task level, not the title level. David Autor and Neil Thompson publis

Prompt 7: Ship the Capital-Side Hedge
What this audits. Whether you own any of the productivity gain AI is creating, or whether you’re purely on the labor side 

<role>
You are an economic systems analyst classifying my spending patterns by whether they sustain human income or flow to pure capital and AI-automated platfo

Prompt 3: Design One Second Income Stream
What this audits. Your best realistic path to income that doesn’t depend on your primary payer. The goal is one real s

Prompt 6: Run the Disintermediation Test
What this audits. Where you sit on a value chain, and whether that position is structurally defensible. Moyo’s macro co

Prompt 4: The Policy Translator
A 40-page regulation update lands in your inbox alongside new compliance requirements from your state, a contract renewal with c

Prompt 1: The Budget Autopsy
You review your numbers every quarter, approve the line items, and walk away feeling like you know where the money goes. But you’ve

Prompt 3: The Cross-Silo Connector
Your marketing team has data your product team needs. Your support inbox contains the exact objections your sales team hears 

Prompt 5: The Stakeholder Radar
You’re about to launch something, whether that’s a pricing change, a new policy, a service rollout, or a hire announcement. You’

Prompt 2: The Devil’s Advocate
You’ve made your decision. The new pricing structure looks right and the hire feels solid. Your team nodded along in the meeting,

I’m going to share my meeting schedule from last week, including agendas and any notes I took.
For each meeting, categorize it as:
DECISION: A choice was made o

Prompt to Financially Capitalize:
Create a bull case and bear case analysis for Nvidia (NVDA) at its current valuation after Q4 FY2026 earnings. Include: P/E ra

💵 Prompt to Financially Capitalize:
“Anthropic just acquired Vercept and expanded Claude Cowork with enterprise plugins for office workers. Identify 3 business

💵 Prompt to Financially Capitalize:
“Samsung’s Galaxy S26 lets users choose between Bixby, Gemini, and Perplexity as their default AI agent. Analyze this from 

💵 Prompt to Financially Capitalize:
“AI-powered cybercrime is accelerating. Amazon just reported a single actor breaching 600+ firewalls using generative AI. I

💵 Prompt to Financially Capitalize:
“AI spending now drives roughly 33% of U.S. GDP according to recent analyst estimates. Help me build a barbell investment s

Prompt 1: The Market and Neighborhood Intelligence Report
Architecture: A (Reasoning Architect) | Format: XML
This prompt merges macro market analysis with neig

Prompt 3: The Comparable Market Analyzer
Architecture: C (Stylist) | Format: Few-Shot Pattern Matching
This prompt teaches AI to evaluate comparable properties 

Prompt 4: The Exit Strategy Architect
Architecture: B (Structuralist) | Format: XML
This is the prompt most investors skip and most regret not having. Every inv

Prompt 5: The Investment Stress Test
Architecture: A (Reasoning Architect) | Format: XML
This prompt pressure-tests your deal by modeling three adverse scenario

Prompt 7: Referral automation sequence - turn subscribers into advocates
THE PURPOSE : Your best lead source is subscribers who forward your newsletter to frien

Prompt 2: Content architecture builder - design your editorial system
THE PURPOSE : Random newsletters don’t build businesses. You need a content architecture t

Prompt 3: Newsletter launch system - ship your first five issues
THE PURPOSE : Most newsletters die at issue three because agents run out of ideas or lose momen

Prompt 6: Lead magnet designer - build subscriber conversion assets
THE PURPOSE : Newsletter readers become leads when you offer something valuable enough to ex

Prompt 4: Expertise mining engine - extract content from your knowledge base
THE PURPOSE : You already have everything needed to write 52 newsletters. It’s trap

Prompt 2: Spending decision framework
THE PURPOSE : Every spending decision happens in a moment when your brain is optimized for justification, not evaluation. 

Prompt 3: Optimization opportunity finder
THE PURPOSE : The highest-impact spending optimizations are not obvious because they require comparing current choices

Prompt 1: Expense audit with pattern recognition
THE PURPOSE : You cannot change patterns you cannot see. Most people underestimate recurring small purchases by

1. Medical Bill Standards Analyst
Audit hospital bills against published CPT code standards and CMS guidelines
<role>
You are a AI medical billing claims analys

2. Contract Compliance Auditor
Analyze service agreements against market-standard legal terms and identify unfavorable clauses
Best tool : Claude or NotebookLM

3. Financial Services Fee Validator
Cross-reference loan, mortgage, and bank fees against CFPB guidelines on junk fees
<role>
You are a consumer financial prote

4. Business Expense Optimization Engine
Categorize business expenses and identify missed deductions against IRS Publication standards
<role>
You are a tax strat

5. Vendor Rate Benchmark Analyzer
Compare vendor proposals against published industry rate benchmarks and identify pricing outliers
<role>
You are a procurement

1. The Personal Wealth Philosophy Architect
<role>You are a financial psychologist specializing in values-based wealth building who helps high-earners break fre

2. The Long-Term Scenario Modeler
Make invisible futures visible through data
<role>You are a financial projection specialist who creates visceral, specific sce

3. The “Ego vs. Utility” Purchase Filter
Uncover the real motivation behind major purchases
<role>You are a Stoic financial philosopher who uses Socratic questi

4. The “Invisible Wealth” Metrics Dashboard
Track prosperity using metrics the algorithm can’t see
<role>You are a behavioral economist who designs measurement 

Create a step-by-step tutorial that teaches me how to build their my Monte Carlo retirement simulator in Python.
TEACHING STRUCTURE:
- Start with the simplest p

I need you to create a comprehensive retirement income analysis using Monte Carlo simulation methodology. Act as an expert retirement planner with 20+ years of 

5. The Annual Giving Portfolio Allocator
Act as a financial planner specializing in philanthropic giving. I have a total of [Amount of Money, e.g., $500] and [N

4. The Local Impact Opportunity Scout
Act as a local community organizer for [Your City/Town]. I want to find opportunities to contribute to [Your Cause] within

2. The High-Impact Charity Identifier
Act as a non-profit analyst. Based on my mission statement: "[Insert Your Mission Statement Here]," identify 3-5 high-impa

3. The "Time & Talent" Contribution Planner
Act as a volunteer coordinator and skills-based strategist. My professional background is in [Your Profession/Key Sk

1. The Personal Philanthropy Mission Statement Generator
Act as a philanthropic strategist. I want to create a personal philanthropy mission statement. Guide me

2. The Wealth Acceleration System
Reality check: Cutting lattes will not make you rich.
Seek to attack wealth-building from three angles simultaneously: expense

3. The Investment Strategy Builder
I understand I need to invest for FIRE, but I am overwhelmed by options and worried about losing money. Create a beginner-fri

4. The FIRE Progress Tracker
I need a simple system to track my FIRE progress and adjust my strategy as life changes. Create a monitoring dashboard I will actua

1. The FIRE Foundation Assessment
You are my personal FIRE coach. I need a complete financial foundation analysis to understand my current position and create a

Prompt: Act as a financial analyst. I am planning a new project: [Project Name]. My assumptions are: [List key assumptions, e.g., "Price per unit is $50," "I ex

Prompt:
Act as a patient teacher who is brilliant at explaining complex topics simply. Based ONLY on the provided text, explain this project to me. Structure yo

Prompt:
I want to figure out if this project really needs a blockchain. Based strictly on the text, answer these questions in simple terms:
Does the paper expla

Prompt:
Analyze the section on the project's cryptocurrency token ("Tokenomics"). Pull out the following details. If the paper doesn't mention something, just w

Prompt:
Act as a product reviewer and analyze who this project is competing with.
Main Competitors: Does the paper mention any competitors? If so, who are they?

Prompt:
Review the project's "Roadmap" or "Future Plans." Help me understand if it's realistic.
Clear Goals: List one or two goals from the roadmap that are cle

You are an expert financial analyst, behavioral economist, and spending psychology specialist with 20 years of experience optimizing personal finances. Create a

You are an expert financial analyst and behavioral economist with 20 years of experience optimizing personal spending patterns. Analyze my transaction data and 

You are a financial detective specializing in finding hidden money leaks. Review my spending and identify where my money is disappearing:
[TRANSACTIONS]: Paste 

You are a fixed expense optimization specialist who finds savings without lifestyle sacrifice. Review my recurring bills and identify opportunities:
[FIXED EXPE

You are a cash flow optimization expert who helps align income timing with expense needs. Based on my financial data, create a strategic payment schedule:
[INCO

You are a decision science expert who creates personalized financial frameworks. Build me a spending decision system based on my specific situation:
[INCOME]: M

You are a financial therapist who specializes in the psychology of spending. I'm going to share my spending data with you, and I want you to help me understand 

"I need more income, not better budgeting." Add this parameter to your prompt: "[INCOME OPTIMIZATION]: I need strategies to increase my earnings while working w

Based on this meal plan, create a consolidated grocery shopping list that:
1. Groups items by store section (produce, meats, pantry, etc.)
2. Indicates exact qu

Prompt 2: Strategic spending plan - maximize impact per dollar
THE PURPOSE : Dropping $300 randomly at small businesses feels good but accomplishes less than $3

Prompt 3: Year-round habit builder - turn Saturday into a lifestyle
THE PURPOSE : Small Business Saturday fails when it becomes performative virtue signaling on

Prompt 4: Holiday gift strategy - solve your list with small businesses
THE PURPOSE : Most people default to Amazon for gifts because they have no systematic wa

Prompt 5: Social amplification toolkit - multiply your impact through sharing
THE PURPOSE : Your $300 spent at small businesses on Saturday helps those shops. Y

Prompt 1: Local business discovery engine - find shops matching your values
THE PURPOSE : This prompt takes your specific needs (product categories, values, loc